Complete the survey and answer the qualifying question in our 2022 AM&T Broker Survey to go into the draw to win a Breville Creatista Plus Coffee Machine valued at $899 or one of 3 $250 Prezzee Gift Cards. 

1. Information entering the promotion and the prizes form part of these Terms and Conditions. Participation in this promotion is deemed acceptance of these Terms and Conditions.

2. The promotion commences on 10 October 2022 at 2:00pm AEST and ends on 28 October 2022 at 5:00pm AEST (“Promotion Period”). All references to times recorded throughout these Terms and Conditions are a reference to AEST.

3. The Promoter is Allianz Marine & Transit Underwriting Agency Pty Ltd (AM&T) ABN 98 155 554 279 of 12/80 Mounts Street, North Sydney, NSW 2060 (“Promoter”).

4. Entry into the promotion is only open to employees, authorised representatives and contractors of Australian insurance brokers who hold a current Australian AFSL, and who are aged over 18 years of age and reside in {Australia}.

5. Employees (and their immediate families) of the Promoter, and employees (and their immediate families) of participating Brokers and agencies associated with this promotion, are ineligible to enter the promotion. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or stepchild (whether natural or by adoption), parent, stepparent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, stepbrother, stepsister or first cousin.

6. To enter, you must complete the survey in full and including the requested verbatim commentary and feedback by 28 October 2022 at 5:00pm AEST (Eligible Entrant). An Eligible Entrant shall receive one (1) automatic entry into the draw by responding to the survey and leaving a comment during the Promotion Period.

7. There will be four prizes awarded in this competition being 1 Breville Creatista Plus Coffee Machine and 3 $250 Prezzee Gift Card. Winners will be contacted by your registered email within one (1) week of the prize being drawn.

8. The total value of the prizes to be awarded in this promotion is $1,649.

9. AM&T will contact the winner of the Nespresso Creatista Plus Coffee Machine and arrange to send the prize to them (within Australia) within two weeks of the draw.

10. A redemption code for the $250 eGift card will be sent to the winners’ email addresses within one (1) week of the draw.

11. The eGift card is not transferable or exchangeable and is not redeemable for cash. If an eGift card has expired, it cannot be extended or replaced. If an eGift card or receipt of it incurs a tax liability, the relevant recipient of the eGift card is liable for payment of such tax. Any ancillary costs associated with redeeming an eGift card are not included. Redemption of the eGift card is subject to the terms and conditions of the issuer, Prezzee, which can be found at

12. There will be four (4) draws conducted from all valid entries received. The first drawn entry will win the Nespresso Creatista Plus Coffee Machine. The draw will take place at the AM&T Office, 145 Eagle Street in Brisbane on 2 November 2022 at 12:00pm AEST. The Promoter may draw additional reserve entries and record them in order in case an invalid entry or ineligible entrant is drawn. Winners will be notified in writing within two (2) business days of the draw, and their names will be published on the AM&T website ( and the AM&T LinkedIn account by 4 November 2022 at 12:00pm AEST.

13. The Promoter’s decision is final, and no correspondence will be entered into.

14. Subject to the unclaimed prize draw clause, if a prize winner does not take the prize by the time stipulated by the Promoter, then their prize will be forfeited.

15. If any prize is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize with a prize to the equal value and/or specification, subject to any written directions from a regulatory authority.

16. A draw for any unclaimed prizes may take place on 29 November 2022 at the same time and place as the original draw, subject to any directions from a regulatory authority. Winners, if any, will be notified in writing within two (2) business days of the draw and their names will be available on 2 December 2022.

17. The Promoter reserves the right to verify the eligibility of each entrant (including their identity, age and place of residence) and the validity of each entry and to disqualify any person whom the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of this promotion. Further, the Promoter may deem any contact details provided incorrectly as an invalid entry. Errors and omissions may be accepted at the Promoter’s sole discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.

18. If there is a dispute as to the identity of an Eligible Entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the Eligible Entrant.

19. Each entrant consents to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.

20. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any entrant; or (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the Promotion, as appropriate.

21. To the fullest extent permissible by law, each entrant in the promotion and each prize winner releases the Promoter from any claim, loss, damage, expense (including any claim for legal expenses), cost or charge sustained or in any way incurred by them in connection with the prize or their participation in the promotion. The Promoter, its related bodies corporate, officers, employees and agents will not be liable for any loss, damage, or personal injury whatsoever (including but not limited to direct, indirect, consequential or economic loss) suffered or sustained by an entrant or the prize winner in connection with this promotion, the promotion of this promotion, or the use of or participation in any prize, except for any liability which cannot be excluded by law. Further, to the fullest extent permitted by law, the Promoter excludes liability for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, technical problems or traffic congestion on the Internet or any website, or any unauthorised intervention, or any combination thereof, including any non-delivery or corruption of entries to the Promoter, injury or damage to an entrant’s or any other person’s computer related to or resulting from participation in or down-loading any materials related to this promotion. The use of any automated entry software or any other mechanical or electronic means that allows an entrant to automatically enter into the draw repeatedly is prohibited and will render all entries submitted by that entrant invalid.

22. Liability for any tax (other than fringe benefits tax) arising out of participation in this promotion (including acceptance of a prize) is the sole responsibility of the entrant. Entrants should seek independent financial advice in this regard.

23. Nothing in these Terms and Conditions limits, excludes, or modifies, or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the Australian Securities and Investments Commission Act 2001 (Cth) or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence) for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a prize winner or an entrant; or (f) use of or participation in any prize.

24. As a condition of accepting a prize, the prize winner must sign any legal documentation as and, in the form, required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.

25. Privacy Notice: Entry is conditional on providing the requested personal information. By entering this promotion, each entrant consents to the retention, use and disclosure of their personal information by the Promoter in the following ways:

• • for the purposes of conducting the promotion and any matter connected to the Promotion;
• • if the entrant is a prize winner in this promotion, for publicity purposes in any media for an unlimited period without remuneration, compensation or prior notice to the entrant;
• • in addition to any use that may be outlined above, sending the entrant publications and communications about events, promotions, products and services. This includes distributing marketing material for goods and services offered by the Promoter, its related bodies corporate and businesses that have arrangements with the Promoter or its related bodies corporate. Each entrant agrees that communications may be sent to them by post, email and SMS.

26. The Promoter may disclose personal information to third parties for the above purposes, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. For the purpose of conducting this promotion and sending offers and information to each entrant, the Promoter will not disclose the entrant’s personal information to entities outside of Australia.

27. For further details about how we handle personal information and details about how entrants can request access and correction of their information or complain about a breach of the Australian Privacy Principles, please see our Privacy Policy which is available at All entries become the property of the Promoter.

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