1.1 Answer the question “What is the biggest challenge facing your clients in the current economic environment?” (“Question”) in the survey to go in the draw to win.

1.2 Answering the Question gives you one entry into the $250 Prezzy Visa Card prize draw.

1.3 By answering the Question, you accept the competition terms of entry.

1.4 To qualify for this competition, you must answer the Question before 10th September 2018.


2.1 One (1) $250 Prezzy Visa Card, as provided by the Promoter, will be awarded per the Prize Draw.

2.2 The Prize will be awarded within ten (10) business days, best endeavour; of the winner being notified.

2.3 By entering this competition, entrants accept these Terms and Conditions of Entry.

2.4 “Winner” is defined as the person whose name is randomly drawn in the prize draw.

2.5 Winner must be 18 years and over.

2.6 The prize is not transferable or exchangeable and cannot be taken as cash.


3.1 One winner will be drawn randomly from all valid entries received before 10th September 2018.

3.2 The Prize Draw will be held on 9 October 2018. The winner will be contacted within 7 days of the Prize Draw, on the email address or phone number registered. The winner must respond within 30 calendar days or the prize will be forfeited and another Winner drawn.

3.3 The Promoter’s decision is final and no correspondence will be entered in to.

3.4 If the promoter, having used reasonable efforts, is unable to contact the winner by 30 calendar days after the Prize Draw, then the prize is forfeited.


4.1 Information on how to enter and the prize details form part of these Terms and Conditions of Entry. Participation in this Promotion is deemed acceptance of these Terms and Conditions as amended or modified from time to time.

4.2 This Promotion is only open to “Eligible Entrants”, being individuals who: (i) brokers and advisers of commercial insurance products (ii) are not employees the Promoter, or their immediate families including a spouse or defacto partner or any related corporations or any of their agencies associated with the Promotion.

4.3 The Promoter reserves the right, at any time, to verify the validity of claims and Eligible Entrants and to disqualify any claimant who submits an entry that is not in accordance with these Terms and Conditions of Entry. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4.4 The Promoter’s decision is final and no correspondence will be entered into.

4.5 The Promoter shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss).

4.6 If any prize (or part of any prize) is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize (or that part of prize) with a prize equal to or greater in value as specified herewith in these Terms and Conditions.

4.7 Except for any liability that cannot be excluded by law, the winner agrees to hold the promoter, its directors, officers, employees and assignees harmless against any and all claims and liability arising out of the use of their prize. The winner assumes all liability for any injury or damage caused or claimed to be caused, by the use or redemption of their prize.

4.8 By accepting the prize, the Winner agrees that the Promoter may use his/her name for publicity purposes strictly relating to this promotion, including public relations and marketing material, in any form of media, as carried out by the Promoter and/or its advertising and promotional agencies, without seeking payment or any other compensation.

4.9 The Promoter is not responsible for any third party acts or omissions, including but not limited to that of the prize supplier.

4.10 The Promoter collects personal information in order to conduct the Promotion and may, for this purpose, disclose such information to third parties, including, but not limited to, prize suppliers and as required, to regulatory authorities.

4.11 The Entrant consents to the storage of their personal information on the Promoter’s database for purposes of this competition.

4.12 The Promoter is Vero Insurance Limited.

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